Wahlartz

Dr. Loader practices medicine as what is called a „Wahlarzt“ in Austria. Translated, this means „ doctor of choice“.

This implies that Dr. Loader runs a private practice, where the patient has to primarily finance his care himself, then recieves a detailed report, which can be sent to the local Austrian insurance (or private insurance), to apply for a refund of a percentage of the costs incurred. 

This does mean that the patient has to remit the money on the day of the consultation, but it also results in shorter waiting periods and in detailed, highly specialised care in a private, personal setting. Moreover, these costs are generally tax deductable, unless the patient is exempted from Austrian tax law (e.g. certain UN Employees / Diplomats).

Private Insurance:

If you have private medical insurance, certain insurers offer reimbursement of ambulatory medical care. Contact your private insurer in advance to confim your coverage.

Costs:

Costs vary according to the length of the consultation, the diagnostic services needed and the complexity of the issue at hand. Most commonly a routine consult costs around €170,- per consult. Further follow-up and counselling rates vary according to complexity and duration. Vertigo consutations are more complex and therefore have a starting fee of €170,-. Hearing tests and other aparative tests are billed seperately. Prices are subject to change and the amounts mentioned here serve as orientation in preparation of your consultation, and may be changed without notice.

As mentioned above, all patients will recieve a report that may be submitted to the relevant public or private insurance company for a partial or complete refund.

Payment is due directly after the consultation. Cash and „Bankomat“ (= Austrian ATM Cards) payments are possible.

Delayed payment with bank transfer slips are not accepted.

Surgery

Surgeries are performed in the Döbling private hosptial as well as in the Rudolfstiftung Teaching Hospital, depending on the type of operation and the wishes of the patient. In either case, each patient recieves detailed information about the diagnosis and honest and understandable councelling pre- and postoperatively. Should you need surgery, or plan on having surgery done, it is advisable to speak to your insurance company in advance, to confirm coverage, so as to avoid a misunderstanding.